There are a number of steps you can take to prevent yourself from becoming a victim of identity fraud. With the increasing number of transactions being made online it is important now, more than ever, to protect yourself from having your identity misused.
PayPal and other trustworthy payment processors allow you to keep your credit card numbers and other personal information hidden, use them when possible. Look up company information often when you are new to a product or service. Check the Better Business Bureau for outstanding and unsolved issues. You can also search online for fraudulent companies, but be wary of companies trashing the names of their competitors. If you do not find companies listed anywhere, or you are not provided with an incorporation name do not make a purchase that exposes any of your personal information.
Make sure the site you are purchasing from has a valid SSL certificate. SSL and encryption should be used on pages which pass credit card or other personal information. Having a look at the SSL certificate will tell you what authority verified it. You may still make purchases without SSL but take extra precaution. Keep antivirus software up to date and renewed. Most current antivirus programs come with identity protection software which will warn you about online purchases you are making. This software will also stop intruders from accessing personal information. More premium antivirus programs provide encryption software to stop the interception of personal details sent online by providing a private key to the receiver.
Identity theft cannot always be avoided online, over the telephone, or in person. You will want identity insurance in case anything does go wrong. We recommend Identity Guard for $1 million dollars in identity insurance at $14.99 per month with a free trial. Identity Guard also provides credit monitoring and protection software for your computer and mobile devices. You can start your free trial today.