1. Zander ID Protection

    ID Protection Provided by ID Experts
    $1 Million Identity Theft Insurance

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Rating breakdown

  • Protection

    Overall Protection of your ID

  • Price

    How Well are they Priced

    $6.75 - $12.90
    • Individual Plan

      $75 Annually

    • Family Plan

      $145 Annually (2 adults & dependants

  • Member Services

    Customer Care & Support

  • Recovery Guarantee

    Identity Theft Insurance Plan

  • Additional Services

    Credit Reports, Anti-Virus, and More

  • Awards & Accolades

    Achievements & Recognition

    A+ BBB
  • Customer Experience

    What Real Customers Think

  • Expert Review

    What Our Experts Think

  • Number of Reviews

    ITPBureau reviews posted by users

  • This Review is maintained by ITPB admin

    Review Last Updated :

Expert Reviews

Zander Identity Theft Protection Review

While Zander Insurance may not have the name recognition of other national brands, they’re still trusted by many to provide excellent coverage on health, disability, life, property and identity. They use white labeled services from ID Experts, meaning they’ve used their brand to sell another company’s services. Zander has done so because they trust ID Experts to supply their customers with valuable protection so they don’t have to worry about the hassles and emotional worry of identity theft. Their services focuses on restoring your credit and name after a breach, but there are proactive measures too.

What We Like Zander ID Theft Protection positives

Zander’s ID protection product instills at the top of the page that no one can guarantee against identity theft, and this is true. Todd Davis of LifeLock famously had his social security number stolen when he decided to advertise it. As fast as technology advances, thieves are advancing at an even faster pace. These masterminds who should be devoting their services to government security are instead going after regular people just like you. The last thing you want to do when you’ve had something happen to you is take hours out of your day trying to resolve it. It’s not worth the time or hassle of calling off work, disconnected phone calls with long hold times, and the endless forms you’ll need to fill out for the police and to restore your credit cards.

Zander Identity Theft Protection wants to get you back to where you used to be before the breach, and they’ve pulled out all the stops to do so. Their services also include scanning the internet to see exactly where your information is located so problems can be detected before they become full-blown disasters. For $6.75 a month (or even less if you buy the annual plan), this is a very good deal.

What We Don’t Like Zander ID Theft Protection negatives

Their site states that they will provide access to your credit reports, opt out programs, fraud alerts and credit freezes. It does not state that it will do any of these things for you though, but rather just appears to give information about them. Credit monitoring is extremely important as it’s often the first place people will spot a discrepancy. It also gives you information about the hottest scams out there, but it can be difficult to keep up with all the ways criminals are trying to get to you. That’s why you have this service to begin with — so you can just live your life without worry. In the same vein, you get reminders about your credit reports 3 times a year as opposed to daily monitoring and alerts from the companies.

The Bottom Line

We’re not suggesting there isn’t a reason to understand how identity theft works as it seems that Zander ID Protection really wants to educate the consumer with their plans. The more informed you are, the more empowered you’ll be to make a difference when it comes to your own protection. There’s a lot this plan has to offer for such a low price in terms of getting you back on your feet. Zander Identity Theft Protection is honest about how they’re incapable of guaranteeing you won’t be a victim altogether and their realistic attitude should be appreciated rather than mocked. However, there does seem to be a lot of emphasis given to what will happen afterward rather than before.

How It Works

How Zander Identity Theft Protection Works

Proactive: Zander provides you with tips and information about the latest scams and fraud practices so you can do more to prevent theft. It also monitors online to see if your personal data is on the wrong site, like the black market thieves use to buy or trade your info. Receive tools and newsletters so you can understand how identity theft works.

Restoration: Receive total assistance when it comes to restoring your good name. You’ll receive an advocate who will handle every stage of the way throughout the process. Any disputes that arise from the fraud are handled by your advocate. Between benefits, social security, insurance and financial accounts, this could wind up being a great deal of work. They offer a 100% recovery success rate, and unlimited services to get it all done. They’ll remove bogus criminal charges or financial fraud from credit reports, so you can continue to enjoy the benefits of an unblemished identity.

Reimbursement: Receive reimbursement up to $1 million dollars for stolen funds, lost wages, application fees for loans and grants, long distance phone calls, notarizing services, etc. Lost wages can be up to $7,500 a week for a maximum of 4 weeks if you need to take off work. There is no deductible on this plan, and it also covers legal fees should there be any type of suit against you.

Plans & Pricing

Zander ID Protection Plans & Pricing

The plan is virtually the same with either family, individual, monthly and yearly pricing. The family pricing covers 2 adults and their dependents (up to age 25.) You may cancel within 14 days for a full refund (unless you’ve utilized the recovery services.) Yearly memberships will not receive any type of refund, even if you choose to cancel on day 15 of the service. Monthly memberships won’t pay out for partial months, but will discontinue billing for the remaining time.

ID Theft

  • Information Monitoring
  • Recovery Services
  • $1 Million Reimbursement Insurance
  • Stolen Funds Coverage
  • Child Information Scan (Family Plan Only)
  • Proactive Support with Tips to Combat Fraud
  • 100% Recovery Guarantee

Pricing information is as follows

  • Annual Plan Price: $75 (Individual)
  • Monthly Plan Price: $6.75 (Individual)
  • Annual Plan Price: $145 (Family – 2 adults and dependents)
  • Monthly Plan Price: $12.90 (Family)
Member Services

Zander Identity Theft Protection Member Support

Zander gives this number, but does not state if its a 24/7 number or give accompanying hours. It’s likely, though not explicitly stated, that once you sign up with the service, you’ll receive an ID Experts line that is 24/7.

General Support:  1- 800-356-4282

More Info

Zander Identity Theft Protection Additional Info

Zander the independent insurance brokerage has been around for over 80 years, and the company has developed their name based on offering honest and valuable services to the average citizen. One important thing to note is that identity theft is mentioned on their About page, which suggests that this is very much a priority for them. You certainly won’t find this information listed on a lot of companies that white label, because it’s more of an after-thought. For example, Costco will talk about their amazing discounts to families and companies on their History page, not their outstanding identity theft coverage.

Zander ID Protection Reviews & Testimonials

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Latest Zander ID Protection Reviews

  • 1

    Tom's review of Zander ID Protection

    23 people found this review helpful!

    While is was with Zander insurance identity protection, they would send me notices saying everything was great, no problems. After the year subscription I felt there where doing nothing. I did not renew but they still tried to auto charge me. A month later I was contacted by Bank of America about a credit card opened in my name of $12,000. Lucky for me no one used it. It was during there protection period. Don’t use them!

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  • 2

    Linda E.'s review of Zander ID Protection

    11 people found this review helpful!

    I thought I was getting credit monitoring with this insurance. You don’t get that as I just found out when I was getting notifications that there had been a change in my credit history. Nothing from Zander which prompted me to call to find out why they sent me an email that nothing had changed with us. I was told they track our social security numbers, but don’t monitor credit activity or changes or when a credit inquiry is made. I guess I got what I paid for and that’s why it’s so cheap. They will help restore your identity if it is stolen which I guess is a good thing, but it would be great to know if somebody is using my SS number before that ever happens. Cancelled the account. Will look elsewhere for credit monitoring which is what I wanted along with monitoring the use of my SS number.

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  • 2

    Jeffrey C.'s review of Zander ID Protection

    340 people found this review helpful!

    Horrible customer service and their website is also pretty bad, the new system split up what was a single family account and the whole thing a colossal mess now. Cancelling in 3, 2, 1….

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  • 1

    Jeff M.'s review of Zander ID Protection

    210 people found this review helpful!

    I have been a victim of id theft twice this year with my debit card. Zander caught nothing. When I called to get assistance, there was nothing they could do. When I called again to get a better answer as to what i am paying for in my policy, I got a confused woman at the call center who cancelled the service and then reinstated me and said that she would have someone call me to discuss my policy. And I’m still waiting for that call. I think I am ready to cut these apron strings. I love Dave Ramsey, but I do not like this service.

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  • 2

    Tony C.'s review of Zander ID Protection

    558 people found this review helpful!

    I am trying to get in touch with Zander ID to see what I am getting for my monthly investment that is being deducted from my Checking Account. I have experienced fraud twice since I signed up with them and no one has reached out to me, I have not received any emails and never received any advice on how to improve my situation. Dave Ramsey is a very credible person and unfortunately Zander ID is slowly damaging that credibility in my opinion. Still like Dave, Zander is not on the top of my list and will cancel this week if no one can help me understand what I am paying for.

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  • 1

    Julee K.'s review of Zander ID Protection

    607 people found this review helpful!

    You can not reach anybody on their 24/7 help line and when you opt to have them call you back it never happens. I am in the process of trying ro figure out how to cancel mine right now.

    Did you find this review helpful?